About half of State Farm’s Tarzana policies were non-renewed in 2024.
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If the roof still has good years left, the report tells you.
Roof replacement and free written roof inspections across Tarzana. State Farm’s notices reached 542 of its 1,075 policies in ZIP code 91356, according to the list ABC7 published. If you got one of those letters, start with a written report on the roof.
Deck, underlayment, then shingles or tile. The underlayment keeps the water out, and you can only check it from up on the roof.
What we check on a Tarzana roof
The line is in the hills
On the state’s 2025 map, the streets near Ventura Boulevard are outside any zone, the blocks around Wells Drive are Moderate, and the hills to the south are Very High. Your parcel decides.
Mulholland Scenic Parkway rules
The Mulholland Scenic Parkway Specific Plan requires roofs visible from Mulholland Drive to use non-glare materials.
Valley heat
The nearest official station, at Pierce College in Woodland Hills, recorded 121 degrees in September 2020, the highest ever measured in Los Angeles County.
Before the rain in Tarzana
Hillside homes, tile roofs and hot summers. Here is what to check before the wet months.
Tile roofs in the hills
Most hillside homes here are tile. Cracked or slipped tiles let water reach the underlayment, which is what actually keeps the house dry.
Heat-aged flashing
Valley heat dries out the sealant at roof penetrations. Vents, chimneys and skylights are where a dry summer turns into a wet ceiling.
Drainage on sloped lots
On the hillside streets, runoff from one roof can end up at the neighbor’s wall. Gutters and downspouts belong in the winter check.
Before the first big storm: book the free roof check, or read our winter storm roof guide.
A Tarzana re-roof, start to finish
A main house roof we replaced in Tarzana in September 2026, from tear-off to the view from the street.
From our roofs
Recent MAMOS roofing work: shingle re-roofs, flat ADU roofs and tile.
The rules that apply to a Tarzana roof
Set by the city, and they apply to the whole roof once a repair grows.
Re-roofs are permitted by the Los Angeles Department of Building and Safety. Class A covering is required inside the Very High zone.
Replace more than 10 percent of a roof in twelve months and the whole roof has to conform. Wood shake and shingle are not permitted.
Roofs visible from Mulholland Drive have to use non-glare materials.
We get on the roof, photograph what we find and write it up.
Get my free reportYou were not singled out.
State Farm’s 2024 list put Tarzana among the most affected ZIP codes in Los Angeles County. Carriers judge roofs from aerial imagery, and a written report with dated photographs is what your agent can send back.
of State Farm’s policies in ZIP code 91356 received a non-renewal notice in 2024: 542 of 1,075, according to ABC7.
Roof questions in Tarzana
Repair or replace?
Usually the underlayment decides it, and you have to get on the roof to check that. The report gives you the answer, with photos.
What does a new roof change for my insurer?
Most letters name roof age. The permit and completion papers show the new roof’s date; what the carrier does with them is its decision.
Was I dropped because of my roof?
Not necessarily. Notices do not always give a reason, and a roof in sound condition does not stop a carrier from pulling back from an area. The report puts the roof’s real condition in writing for your agent.
Get the roof in writing before you decide anything.
Roof age, remaining life and fire zone status for your address. The answer may be a replacement, or a repair that buys a few more years.
“Joe was extremely helpful and went above and beyond what a good contractor would do for his customer. … Joe is an honest and trustworthy contractor whom I would hire again for any future project.”
FARRELL F. · YELP
Request your report
Fire zone status, remaining roof life, and dated photos you can send your carrier. We call back within 15 minutes: 8am to 5pm Monday to Thursday, 8am to 2pm Friday.
Got it.
Rather talk? Call (818) 934-0075.
We call or text you about this request only. Your details are never sold or shared.
Tarzana · Encino · Reseda · Woodland Hills
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